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PRIMARIA - 5º - MONEY AND BUSINESS - CIENCIAS SOCIALES - FORMACIÓN
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money and business money what is money money is an exchange accepted by societies to buy
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goods like a book or services like a bus ride early humans would barter to exchange goods
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and services many forms of money were developed over the centuries goods like animal skins or
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or salt were used as a medium of exchange the first coins appeared during the ancient times
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coins were made of precious metals like gold and silver for the first time people agree
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on their value and trade started to flourish across the mediterranean
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soon carrying heavy coins and stealing became common people deposited their coins in a bank
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and got a receipt in the form of a piece of paper to be used as money today we use fiat money fiat
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money does not correspond to a specific amount of gold and does not have any real value itself
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we also trade currency electronically for example using plastic money like credit cards
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for online shopping. Governments establish how the coins and banknotes are worth. They also
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make and distribute the money. But how do we use it? Money is used to indicate the value of things.
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A 12 000 euro object has more value than an object valued at 5 000 euros.
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Money is also used as a way of exchange. It is an accepted way of payment with a value that is trusted by everyone according to the laws and culture of a country.
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We are a consumerist society. People need to decide what to do with the money they have. To shop, we may need to plan a spending budget.
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budget a budget is defined as a plan or estimate of the amount of money needed for the cost of
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living an example of a budget is how much a family spends on all expenses in a month in a budget
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you'll have income money received for example a job salary or stocks and bonds you'll also have
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expenses cost incurred or required for something for example rent or home repairs if expenses are
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greater than income people can get into debt types of expenses there are fixed expenses these are
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expenses you know you have normally they are the same each month for example rent or food
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There are also variable expenses. These are the expenses that are not always the
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same every month. For example, cinema tickets or buying clothes. There are also
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unexpected expenses. These are expenses you cannot plan for. For example, car
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maintenance or a broken washing machine. Means of payment. There are two ways of
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of payment paying by cash this is the payment you make with money you carry with you you use coins
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or bank notes or a combination of both there's also paying by card this is a payment made
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by credit or debit card credit cards are the most common way of making purchases to have a credit
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card you need to open a bank account now let's talk about businesses what is a business it is
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any organization that makes goods or provides services in exchange for money businesses come
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in many different sizes there are small and medium-sized enterprises called small businesses
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They have less than 250 employees.
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For example, a small family restaurant can be a small business.
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Small businesses can also be called limited liability companies.
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These companies have many owners who share profits and losses.
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There are also large enterprises.
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These businesses have more than 250 employees.
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Business organization.
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Businesses contribute to society in many ways by providing products, creating jobs, paying taxes, and practicing good ethics.
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In businesses, there are many departments.
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Here are some of the major departments within business.
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Finance, Human Resources, Marketing, Research and Development, and Production.
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Finance deals with the banks and is responsible for doing the budgets and balancing costs and profits.
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Next is Human Resources.
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They are responsible for the activities relating to employees like hiring or training them.
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Next up is marketing. Marketing advertises and convinces consumers to want to buy products or
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services. They also need research and development. This department creates new products that are
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attractive to consumers. To provide the actual product, they need a production department.
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This department is responsible for the process of making the product in the factory.
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Market, any place where producers and consumers meet to trade products.
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For a market to work, producers must supply the goods that consumers demand.
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This is called supply and demand.
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Supply is the quantity of a good or service that producers offer for a certain price.
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Demand is the quantity of a good or service that consumers want to buy for a certain price.
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The price of a product is the amount consumers are charged for goods or services, and it depends on the demand and supply.
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Responsible consumption.
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There are two main economies.
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there's the circular economy and a linear economy circular economies close
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the cycle of raw materials by recycling those products linear economies mind of
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all materials that we process into a product that is thrown away after use
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types of savings when you keep more than you spend you can save your extra money
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there are two types of savings domestic savings this is the money you save at
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home since inflation lowers its value every year people do not keep their
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money at home for a long time then there's bank savings this is the money
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you deposit into a bank you can do that by opening a savings account banks
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invest that money to make more money. In exchange, banks pay interest on the money people have lent
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them. Thanks for listening. Goodbye.
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- Subido por:
- Cp santodomingo algete
- Licencia:
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- Visualizaciones:
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- Fecha:
- 25 de mayo de 2020 - 11:56
- Visibilidad:
- Público
- Centro:
- CP INF-PRI SANTO DOMINGO
- Duración:
- 08′ 28″
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- 74.47 MBytes
